About MESPT
- Micro Enterprises Support Programme Trust, Tausi Lane 01, Westlands
- Nairobi P.O Box 187 - 00606 Kenya
- +254 722 207905 / 735 333154
- info@mespt.org
We offer affordable and sustainable credit to financial institutions/ intermediaries for on lending to micro, small and medium enterprises in general enterprise, Agribusiness, manufacturing, distribution and renewable energy and water management technologies.
Other requirements
Financial Parameter | Key drivers | Maximum/Minimum Threshold |
Profitability | Operating Self Sufficiency (OSS) | 100% |
Cost income ratio | <80% | |
Return on Assets | 3% | |
Return on Equity | 15% | |
Liquidity | Liquid Assets to Total short term Deposits | 15% for Saccos 20% for MFIs |
Capital | Core Capital to Risk Assets | 10% for MFIs/ Saccos |
Core Capital to Deposits | 8% for MFIs/Saccos | |
External Debt to Total Assets | 25% | |
External Debt to Equity | 6 times of Equity (FIs Only) 2 Times for SMEs | |
Asset Quality | PAR | >30days 10% |